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you are here: DentalPlans.com > Dental Health Articles > Business > Save Money on Insurance for Your Business
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Updated: 8/15/2008 4:00:19 PM |
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 (ARA) - If you own a small or medium size business you know that you need insurance and plenty of it. Everything from property and casualty to business owner liability should be covered to protect you in the event of lawsuits, loss or bankruptcy. So how do you know what kind of insurance your business needs? And how can you save time and money shopping for all those insurance policies?
When shopping for business insurance, the experts at NetQuote.com offer the following tips:
* Know the Law
Requirements for business insurance vary by state. Contact your state's small business or insurance department for more information about what types of coverage, such as worker's compensation, are mandatory.
* Property - Make a List
Before buying property insurance for your business, make a list of all your business' property. Include everything, whether or not you believe it requires insurance. Your insurance company will help you determine what items on your list need to be insured as well as how much to insure them for.
Remember to frequently review and update your property coverage limits because property values fluctuate. Failure to keep this up to date can lead to a penalty for underinsurance.
* Liability - Understand Your Limits
General liability coverage pays for costs and damages resulting from claims of bodily injury and property damage where your business is legally liable. Higher liability insurance limits are recommended because you never know how much a claim will be or how severe the damage. A few extra dollars invested in your premium can literally increase your liability limits by thousands of dollars.
Whether you're looking for general liability, worker's compensation, commercial auto, group health or any other type of business insurance, you can save up to 35 percent by comparing multiple quotes from local and national insurance companies through NetQuote.com. Filling out one form will connect you with up to 8 insurance agents in your area who will compete for your business to find you the best deal--saving you time and money on your insurance shopping.
Whether you've just opened your doors or have been around for years, every business owner should protect their investment with proper business insurance. With NetQuote.com, it only takes a few minutes to match you with insurance agents and start receiving multiple quotes.
To learn more about your insurance needs and to receive multiple quotes from local and national insurance companies, visit NetQuote.com today and start saving money on your business insurance.
Copyright © 2008, ARAnet, Inc.
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