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you are here: DentalPlans.com > Dental Health Articles > Consumer > Credit Checks that Could Hurt You

Credit Checks that Could Hurt You
Updated: 12/18/2008 2:00:03 PM
(ARA) - Did you know dozens of people may be looking at your credit file without your consent? It's a scary thought, but almost anyone can see your personal credit history. And you would be surprised at how many people are looking at it -- you may have more than 50 unauthorized checks per month!

All of these credit checks could lower your credit score, but now you can take action to stop it from happening. These days, it's important to protect the safety of your credit score, just like you would protect the safety of your home. Take the following steps to protect your credit score:

1. Check your credit score, courtesy of GoFreeCredit,to see where you stand. Credit scores are influenced mainly by the timeliness of your payments and types of credit available. Try to pay bills on time, maintain a low amount of overall debt.

2. Review your credit report for credit errors and unauthorized credit checks. Take action to fix those errors that are dragging down your score.

You can get your free credit report and score at GoFreeCredit, so you can see exactly what lenders see. Checking your own credit here does not lower your score. You will instantly receive a detailed explanation of the factors affecting your credit, and learn how to prevent identity theft and correct credit errors.


Protect and improve your credit score today. Visit GoFreeCredit, to check your credit report and score for free. Copyright © 2008, ARAnet, Inc.

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