Dental Insurance Plans in Colorado
Discover dental insurance plans from top insurance carriers in Colorado and get started with the plan that best matches your lifestyle and saves you money.
Available dental insurance plans in Colorado
Renaissance Dental Insurance Plan III |
Aetna Dental® Direct Preferred PPO | Humana Complete Dental Insurance | |
---|---|---|---|
Premium | Starting from $37.45 per month* |
Starting from $29.74 per month* |
Starting from $59.99 per month* |
Type (Family/Individual) |
Individual + dependents |
Individual + dependents |
Individual + dependents |
Maximum | $1,000 | $1,250 | yr1-$1250 yr2-$1500 |
Fillings | Basic covered at 80% |
Basic covered at 80% |
Basic covered at 80% |
X Rays | Preventive covered at 100% |
Preventive covered at 100% |
Preventive covered at 100% |
Annual Deductible | $50 Individual $150 Family |
$50 Individual $150 Family |
$50 Individual $150 Family |
View This Plan | View This Plan | View This Plan |
Renaissance Dental Insurance Plan III | |
---|---|
Premium | Starting from $37.45 per month* |
Type (Family/Individual) |
Individual + dependents |
Maximum | $1,000 |
Fillings | Filings- Basic covered at 80% |
X Rays | Preventive covered at 100% |
Annual Deductible | $50 Individual / $150 Family |
View This Plan | |
Aetna Dental® Direct Preferred PPO | |
Premium | Starting from $29.74 per month* |
Type (Family/Individual) |
Individual + dependents |
Maximum | $1,250 |
Fillings | Filings- Basic covered at 80% |
X Rays | Preventive covered at 100% |
Annual Deductible | $50 Individual / $150 Family |
View This Plan | |
Humana Complete Dental Insurance | |
Premium | Starting from $59.99 per month* |
Type (Family/Individual) |
Individual + dependents |
Maximum | yr1-$1250 yr2-$1500 |
Fillings | Filings- Basic covered at 80% |
X Rays | Preventive covered at 100% |
Annual Deductible | $50 Individual / $150 Family |
View This Plan |
Dental Insurance in Colorado Made Simple with DentalPlans.com
Finding the ideal dental insurance plan in Colorado has never been more straightforward. Utilize our comparison above to identify the plan that suits you best. When selecting a dental insurance plan, it’s important to consider your unique needs, budget, and coverage preferences.
To find the best dental insurance plan in Colorado, focus on several key factors. Ensure the plan covers essential services like preventive care, fillings, crowns, and root canals. Then, evaluate the costs associated with the plan, including premiums, deductibles, co-pays, and any out-of-pocket expenses. Finally, review the range of dental benefits to ensure the plan offers coverage that fits your needs and allows you to maintain your oral health.
There are many popular dental insurance providers in Colorado, such as Aetna Dental, Humana Dental, and Renaissance. Aetna offers both dental insurance and dental savings plans. When evaluating your options, it’s crucial to carefully review the specifics of each plan, including annual limits, activation time, and out-of-pocket costs, to ensure the plan meets your dental care needs and financial preferences.
DentalPlans.com provides user-friendly online tools to help Colorado residents easily manage their dental health. Finding a cost-effective dental plan in Colorado that offers the necessary coverage can be overwhelming. DentalPlans.com helps Coloradans easily compare dental insurance options, making it simpler to find the plan that best fits their needs. Whether you need coverage for your entire family or just yourself, DentalPlans.com makes the process of selecting the right dental insurance plan easy.
Colorado Dental Insurance FAQs
How much does dental insurance cost per month in Colorado?
The cost of dental insurance in Colorado can vary depending on factors such as the provider, the specific plan chosen, coverage levels, deductibles, and the number of individuals covered. On average, individual dental insurance plans in Colorado may range from $20 to $50 per month, while family plans could range from $50 to $150 per month. Please note that actual costs can differ based on various factors. Dental savings plans, on the other hand, have a small annual membership fee that immediately gives you and your family access to savings on virtually all dental services at any participating dentist or specialist.
What does dental insurance cover in Colorado?
Dental insurance plans in Colorado typically cover a broad range of dental services. Coverage generally includes preventive care (such as cleanings, exams, and X-rays), basic procedures (like fillings and extractions), and major procedures (such as root canals, crowns, and bridges). Coverage levels and specifics can vary by plan, so it’s important to review the details of each plan you’re considering. Additionally, many dental insurance plans have annual maximums, deductibles, and co-payments, which can limit the overall coverage. For those seeking deeper savings on extensive treatments or cosmetic procedures, dental savings plans may save you more, as they do not have such limitations. Our platform can help you evaluate different dental insurance and dental savings plans all in one place. And with our guided online plan finder, you can get a personalized plan recommendation to help you find the affordable dental plan that fits your needs, in minutes.
Is advanced dental work covered by dental insurance?
Traditional dental insurance plans do not typically cover advanced or cosmetic procedures, as these are usually considered elective. Treatments such as teeth whitening, veneers, and dental implants often fall outside the scope of standard insurance coverage. For those looking to save on cosmetic dentistry or restorative care, a dental savings plan is worth considering. Dental savings plans provide discounts on most dental procedures including cosmetic treatments such as teeth whitening, veneers, and dental implants, as well as restorative care such as root canals, crowns, bridges, and more, without annual limits or restrictions.
How do I choose the best dental insurance plan in Colorado?
Selecting the best dental insurance plan in Colorado involves comparing different providers and plans to find the one that best fits your needs. Consider factors such as the range of services covered, the size of the network, the premiums, deductibles, co-pays, and the annual maximums. DentalPlans.com simplifies this process by allowing users to compare over 25 dental plans all in one place. With our guided online plan finder, which provides a personalized plan recommendation, it’s easy to discover an affordable dental plan that meets your needs in Colorado.
Does Colorado dental insurance have a waiting period?
Many dental insurance plans in Colorado have waiting periods, however the specifics vary by plan. During a waiting period, coverage for specific services may be limited or not available. It’s important to review the details of the dental insurance plan you’re considering to understand if any waiting periods apply and for which services. If you need immediate dental care, dental savings plans activate quickly. Dental savings plans are the best option for those in need of immediate dental services or emergency dental care.
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Dental Insurance vs Dental Savings Plans in Colorado
In Colorado, individuals seeking to manage their dental care costs can consider both dental insurance and dental savings plans as viable options. Here’s a comparison of the two:
Dental Insurance
- Dental insurance plans typically activate on the first of the following month. Policyholders pay monthly premiums in exchange for coverage for dental procedures and treatments.
- Dental insurance plans typically have deductibles, co-payments, and annual maximums. Coverage levels can vary widely depending on the specific plan chosen.
- Most dental insurance plans follow a 100, 80, 50 rule – preventive care covered at 100%, basic care covered at 80%, and major care covered at 50% after any deductible and waiting period is met, until you hit your annual maximum.
- Dental insurance plans may include waiting periods for certain services, limitations on existing conditions, and restrictions on coverage for certain procedures.
- Depending on the type of dental insurance, policyholders can choose from an in-network or out-of-network dentist, saving more when you stay in network.
Dental Savings Plans
- Dental savings plans, also known as dental discount plans, are membership-based programs where individuals pay an annual fee to access reduced rates on dental services from participating dentists with no annual limit.
- Dental savings plans activate in 1-3 business days, meaning plan members can start saving at the dentist right away.
- There are no restrictions based on existing dental conditions, and virtually all dental procedures, including preventive, restorative, cosmetic, and even orthodontic care, are included.
- Dental savings plans have a large network of participating dentists, and plan members can choose any dentist within the network.
The choice between dental insurance and dental savings plans in Colorado depends on individual preferences, budget, and dental care needs. Dental insurance may be suitable for those who prefer monthly premiums and do not anticipate needing major dental work, while dental savings plans may appeal to those seeking immediate savings, flexibility, and no annual limits.
Find the Right Colorado Dental Plan with DentalPlans.com
Navigating dental insurance and dental savings plans can be complex, but DentalPlans.com makes it simple. We’re here to help you find the perfect Colorado dental plan for you and your family. If you’re looking to save on preventive care or have ongoing dental needs, we can help you find an affordable Colorado dental plan.
Our team of industry experts is here to help you start saving money and improve your health and lifestyle. Discover a variety of affordable dental plan options in Colorado tailored to your needs. Start saving on dental care today with DentalPlans.com and find the perfect plan for you and your family in Colorado. We make understanding your options and finding the right dental coverage or dental savings quick and simple. Don’t wait—start saving on your dental care today with DentalPlans.com!
Find a dental plan that’s right for you.
We connect our customers to the best plans for better dental health in minutes.