Dental Insurance Plans in California

Whether you’re seeking to maintain your oral health or looking for options to manage dental costs, California residents have access to a variety of plans. Explore the benefits of dental insurance offered by leading insurance providers and enroll in the plan that suits your dental needs while saving you money at the dentist.

Be sure to check out dental savings plans too.
Plan members report saving an average of 50%* at the dentist.

aetna logo

Aetna Dental® Direct Preferred PPO


Starting at
$29.74/month**


Annual maximum
$1,250

See What’s Covered

Renaissance Dental Logo

Renaissance Dental Insurance Plan III


Starting at
$37.45/month**


Annual maximum
$1,000

See What’s Covered

Delta Dental Logo

Delta Dental PPO™ Individual Premium Plan


Starting at
$48.48/month**


Annual maximum
$2,000

See What’s Covered

Humana Logo

Humana Complete Dental Insurance


Starting at
$59.99/month**


Annual maximum
yr1-$1250
yr2-$1500

See What’s Covered

Call 1‑855‑214‑7724 to learn more

Patient and dentist looking at x-ray

California Dental Insurance Made Simple with DentalPlans.com

Selecting the best dental insurance in California means finding a plan that provides comprehensive dental coverage, fits within your budget, and caters to your specific oral health needs. Various insurance companies offer a range of dental insurance plans in California, each tailored to address different dental care requirements, from routine check-ups to more advanced dental treatments.

Dental insurance plans in California generally include benefits for preventive care, such as cleanings, exams, and x-rays, as well as coverage for more extensive procedures like root canals or crowns. DentalPlans.com provides user-friendly online tools for its plan members, simplifying the management of dental health. Finding a cost-effective dental plan in California that offers the necessary coverage can be overwhelming. DentalPlans.com assists Californians in conveniently comparing dental insurance options with out guided online plan finder, making it easier to find the plan that best fits their needs. Whether you need coverage for your entire family or just yourself, DentalPlans.com streamlines the process of selecting the ideal dental insurance plan.

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California Dental Insurance FAQs

What is the average cost of dental insurance in California?

The average cost of dental insurance in California can vary depending on factors such as the level of coverage, the insurance provider, the type of plan (PPO, HMO, etc.), and individual factors such as age and location.

Monthly premiums for adults purchasing stand-alone or family dental coverage through the exchange vary from $50 to $267. According to IHC Specialty Benefits, the average monthly premium for a stand-alone family dental plan sold in California in 2023 was $61.24.

Does Covered California cover dental?

California offers dental coverage through state-sponsored initiatives, Medicaid, and other public health programs. The availability and specifics of dental coverage can vary, and it’s advisable to check with the California Department of Health Care Services.

What does California Dental Network cover?

The California Dental Network generally provides coverage for a variety of dental services, including preventive care like cleanings and exams, restorative treatments such as fillings and crowns, and specialty services, depending on the specific plan you select. Coverage details can vary based on your chosen plan and the network of licensed dentists. Be sure to review your plan’s specifics to understand the benefits available and any applicable copayments or limitations.

Can Delta Dental be used in California?

Yes, Delta Dental insurance plans can typically be used in California. Delta Dental is one of the largest dental insurance providers in the United States and offers various plans that provide coverage for dental services in California. Delta Dental also has dental savings plans in California.

Is Delta Dental of California a PPO or HMO?

Delta Dental of California offers both preferred provider organization (PPO) and health maintenance organization (HMO) dental plans. PPO plans typically provide coverage for both in-network and out-of-network dentists, while HMO plans typically require members to select a primary care dentist from a network of providers. Applicable terms of your plan may apply.

How much is a dental cleaning without insurance in California?

The cost of a dental cleaning without insurance in California can vary depending on factors such as the dentist’s location, the extent of cleaning required, and any additional services provided during the appointment. On average, a routine dental cleaning in California can range from $75 to $200 or more.

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California Dental Savings Plans Explained

California dental savings plans provide individuals and families with an affordable alternative to a traditional dental insurance plan. These plans offer discounted rates on a wide range of dental health services and procedures at participating dentists across California. Dental savings plan members pay an annual or monthly fee in exchange for access to reduced fees for dental care, without any waiting, restrictions on existing dental conditions or annual limits often associated with insurance plans. These affordable plans work like a warehouse membership – simply show your card at any participating dentist and receive reduced rates on the spot – ensuring plan members can access quality dental care at affordable prices.

California dental savings plans offer a diverse network of dentists and specialists, providing plan members with ample choices for their dental care needs. Whether seeking preventive care like cleanings and exams or requiring more extensive procedures such as root canals or crowns, plan members can find participating providers conveniently located throughout the state.

Compare dental insurance & dental savings plans

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If you need more than just basic dental care, dental savings plans may be a better option for you.

Let’s see what you can save.

See how quickly your dental savings plan can pay for itself. We’ll automatically add preventive care and email your results.

Who is this plan for?

Any procedures coming up?

How many family members should be included?

Select the procedures that you need.

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Find the right California dental plan with DentalPlans.com

Navigating dental insurance and dental savings plans can be overwhelming, but DentalPlans.com makes it easy. Discover a variety of affordable dental care options in California tailored to your needs. DentalPlans.com can help you find the perfect plan for you and your family in California. Don’t wait—start saving on your dental care today with DentalPlans.com!

* Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60% off. ** Prices may vary by age and ZIP code.



Find a dental plan that’s right for you.

We connect our customers to the best plans for better dental health in minutes.