Dental Insurance Plans in Pennsylvania

The cost of dental insurance for a single person in Pennsylvania can vary, but on average, individuals may expect to pay monthly premiums ranging from $15 to $50 for a basic plan, while more comprehensive coverage might range from $24 to $261 per month.

Delta Dental is a reputable and reliable dental insurance provider, it has an extensive network of dentists, comprehensive coverage options, and efficient claims processing, making it a popular choice for many individuals and employers. Explore Delta Dental Plans here.

Pennsylvania dental insurance typically covers a broad range of general dentistry services aimed at maintaining and improving oral health. This includes preventive care such as routine cleanings, exams, and X-rays, which are essential for early detection and prevention of dental issues. Basic services, including fillings and extractions, are usually covered to help manage common dental problems. Additionally, many dental insurance plans in Pennsylvania extend coverage to major procedures like root canals, crowns, and bridges, which are necessary for more serious dental conditions. However, coverage levels and specific dental benefits can vary by plan, so it’s important to review your policy details to understand what is included.

A Pennsylvania dental savings plan is a membership-based program that offers significant discounts on a wide range of dental treatments at any participating dentist or specialist for a low annual fee. Dental savings plans provide a flexible and affordable alternative to traditional dental insurance, making them an ideal choice for many Pennsylvania residents seeking to maintain their oral health without the complexity and cost of conventional insurance plans. While traditional dental insurance typically has premiums, deductibles, annual limits and waiting periods, dental savings plans do not. Plans activate right away and do not have annual limits or restrictions based on existing health conditions. Dental savings plans are a cost-effective way to save money on your dental care, from preventive care like cleanings and check-ups, to restorative care like root canals, crowns, bridges and even dental implants. 

The cost of joining a Pennsylvania dental savings plan typically ranges from $100 to $200 per year for an individual, with family plans also available. Plan members report saving an average of 50%* on their dental care, making these plans a budget-friendly option for individuals and families looking to keep dental costs down in Pennsylvania.

*Source: Discount Health Programs 2016 Consumer & Provider Survey Results

If your Pennsylvania dental insurance plan doesn’t cover a specific procedure, a dental savings plan can be a great alternative to manage the costs. Dental savings plans offer plan members substantial discounts on a wide range of dental treatments at participating Pennsylvania dentists. These plans can help lower out-of-pocket expenses for procedures that are not usually covered by insurance, such as dental implants or cosmetic dental treatments. You can compare different dental savings plans from top providers with our guided online plan finder, ensuring you find the best plan to fit your dental care needs and budget.

Dental savings plans activate within 1-3 business days. Once activated, you can start saving money at the dentist immediately. Some plans also offer emergency, same-day activation.