How Much is a Crown Without Insurance?

Dental crowns play a critical role in restorative dentistry, offering a solution for damaged or decayed teeth. This dental service helps restore function, appearance, and durability to compromised teeth, significantly enhancing oral health and quality of life. However, the cost of dental crowns can be a significant concern, particularly for those without dental insurance. Understanding the financial implications is crucial for making informed decisions about dental care.

Average Cost of Dental Crowns

National Average Cost Range for Dental Crowns Without Insurance

The cost of dental crowns varies widely depending on several factors. Nationally, the price for a dental crown without insurance can range from $800 to $3,000 per tooth. This range reflects the different materials used, the complexity of the procedure, and regional cost variations. With dental insurance, you’d pay about 50% less, for an in-network, approved procedure.

Examples of Costs from Different Regions

In metropolitan areas like New York City or Los Angeles, dental crowns cost more, often exceeding $2,000 per crown. Conversely, in smaller towns or rural areas, the cost might be closer to the lower end of the spectrum, around $800 to $1,200. For instance, a crown in a rural Midwest town might cost significantly less than the same procedure in a major East Coast city.

Factors influencing the cost of dental crowns

Type of material used

The material chosen for a dental crown significantly impacts the cost. Porcelain-fused-to-metal crowns are generally less expensive than all-ceramic or all-porcelain crowns, which offer superior aesthetics. Gold crowns, known for their durability, are typically more costly due to the high price of gold. That said, your dentist will advise you on the right material for your crown, based on the tooth that needs repair.

Complexity of the procedure

The complexity of the dental procedure also affects the price. More complex cases, such as those requiring significant tooth preparation or additional treatments like root canals, will increase the overall cost.

Geographic location

Geographic location plays a substantial role in cost variations. Urban areas with a higher cost of living often have higher dental fees compared to rural areas. Additionally, dental practices in regions with higher overhead costs, such as rent and utilities, may pass these expenses on to patients. See the “Examples of Costs from Different Regions” section above more information on regional costs. You can use a site like FAIR Health to see average prices for crowns and other dental procedures by region and compare prices for the procedure and associated treatments with and without insurance.

Types of dental crowns and their costs

Overview of different types of dental crowns

There are several types of dental crowns, each with distinct characteristics and price points:

• Porcelain-Fused-to-Metal (PFM) Crowns: These crowns combine the strength of metal with the aesthetic appeal of porcelain.
• All-Ceramic or All-Porcelain Crowns: A all ceramic crown or porcelain crown can provide the best natural color match and are ideal for front teeth.
• Gold Crowns: Known for their durability and biocompatibility, making them suitable for molars.
• Zirconia Crowns: Offer a balance of strength and aesthetics, often used for both front and back teeth.

Cost comparison of each type of dental crown

• PFM crowns: $800 – $1,500
• All-ceramic or all-porcelain crowns: $1,000 – $2,500
• Gold crowns: $1,200 – $3,000
• Zirconia crowns: $1,000 – $2,500

It’s important to note that a crown sitting on a tooth is different than one that goes on a dental implant. A dental implant has a metal post that substitutes for the root of a missing tooth, while a crown is an artificial tooth that covers and replaces the visible part of the tooth. You can find out more about how much dental implants are without insurance here.

Finding affordable options for dental crowns

Tips for finding affordable dental care

Finding affordable dental care requires research and comparison. Start by obtaining quotes from multiple dentists and comparing their fees and services. But remember that the cheapest dentist may not be the best dentist. Ask family and friends about their dentist and check online reviews as well.

If your budget makes it impossible to afford dental care, check nearby dental schools and clinics. Dental schools often offer lower-cost dental care provided by students under the supervision of experienced faculty. Community health clinics may also provide dental services on a sliding fee scale based on income.

Dental crown cost reduction strategies

Ways to Reduce the cost of dental crowns

Talk to your dentist about your budget concerns. Some dentists offer discounts if you pay the entire amount upfront. Some offer cost reductions to people who don’t have dental insurance. Or, depending on your oral health status, your dentist may be able to create a treatment plan that aligns with your budget. Just be aware that dentists may not be able to further reduce the cost of a treatment or may advise you that any delay in getting treatment may result in more damage and higher restorative costs.

Risks of cheaper dental crown alternatives

Potential risks associated with choosing the cheapest option

While it may be tempting to choose the cheapest option available, it’s important to consider the potential risks. Cheaper crowns might be made from lower-quality materials or performed by less experienced dentists, leading to complications and additional costs down the line.

Importance of balancing cost with quality

Balancing cost with quality is crucial. Investing in a higher-quality crown may save money in the long run by avoiding the need for repairs or replacements. Ensure that the dentist you choose uses high-quality materials and has a good reputation.

Alternative Treatments

Other possible treatments that might be more affordable than crowns

In some cases, such as a cracked or chipped tooth, alternative treatments might be more affordable than crowns. These include veneers, which are thin shells of porcelain or composite resin that cover the front surface of the tooth. Another treatment that may be suitable to repair cosmetic damage are porcelain inlays (sometimes called “onlays.”).

Pros and Cons of Veneers or Inlays/Onlays

Veneers: Provide excellent aesthetics but are generally less durable than crowns. Suitable for minor cosmetic issues.

Inlays/Onlays: Offer a middle ground between fillings and crowns, preserving more of the natural tooth structure. They are less invasive but might not be suitable for severely damaged teeth.

Choosing the Right Dentist

Tips for selecting a reputable and affordable dentist

Here are some tips for finding a good dentist near you.

Ask for recommendations – A great way to start your search for a dentist is by seeking recommendations from friends, family, or colleagues who live or work in your area.

Research online reviews and ratings – Google Reviews, Yelp, and social media platforms are a great way to see what other people are saying about dentists in your vicinity. Look for issues, both positive and negative, that are consistent across all reviews. Consider the dentist’s response to any negative reviews as it shows their commitment to patient satisfaction.

Check qualifications and credentials – Dentists are licensed by the state that they practice in. You can view whether a dentist has a valid license, how long he or she has been licensed, and other public information about the dentist’s professional record by searching the state board’s web site. You can also find out where the dentist went to school, if he or she holds a certification in one of the nine dental specialties, and whether the dentist has a permit to administer sedation or general anesthesia. All 50 states make this information available online.

Once you’ve found your dentist, schedule a consultation (and perhaps a cleaning). During the consultation you and your dentist can discuss a recommended treatment plan, the costs of the procedures you need, any alternative treatment options, a timeline and your budget.

Dental savings for uninsured people

Purchasing insurance when you know that you need costly dental work is not a good strategy. Dental insurance often has waiting periods, and you may need to wait for months – even up to a year – to use your insurance for restorative treatments.

Your best choice when you’re uninsured or under-insured, and need an expensive dental procedure, is to join a dental savings plan. These plans are a trusted alternative to dental insurance, and can be used for virtually any dental procedure within three days of joining the plan.c

Unlike dental insurance, dental savings plans don’t have deductibles, annual limits or waiting before you qualify for reduced rates. You can use your plan within 1-3 business days of joining to save on virtually all your dental care.

There are plans that fit every dental care need and budget. The quickest way to find the perfect dental plan for your needs is with our online dental plan finder — just answer a few quick questions and you’ll receive a personalized plan recommendation in minutes. Want a quick peek at how much you can save on your dental care right now? Use our calculator below.

Last thoughts on affordable dental crowns

Dental crowns are an important investment in your oral health, but the cost can be a significant concern, especially without insurance. By understanding the factors that influence cost and exploring various options for affordability, you can make informed decisions that balance cost and quality. Remember to consider preventative care to avoid future expenses and choose a reputable dentist to ensure the best outcome for your dental health.

All cost averages obtained from the DentalPlans.com procedure search tool, and independent research.

*Discount health program consumer and provider surveys indicate average savings of 50%. savings may vary by provider, location, and plan.