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What is a Dental Savings Plan?

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Dental savings plans, also known as dental discount plans, are designed for individuals, families and groups looking to save money on their dental care needs. Plan members report that they save an average of 50%* on their dental care, from a nationwide network of more than 140,000 dentists and specialists who have agreed to offer reduced rates to plan members.

You pay a low annual membership fee and then simply show your membership card to any participating dentist to receive savings on virtually any dental procedure, from preventive to restorative care – including treatments that dental insurance doesn’t typically cover such as dental implants, teeth whitening and overlays.

See how much you can save with a dental savings plan.

Use our calculator below >

What are the advantages of a dental savings plan?

Dental savings plans are a great choice for people who currently need – or may someday need – more than just routine preventive dental care. When you are a dental savings plan member, you enjoy these advantages:

  • No extended delays before you can save on dental care
  • No paperwork hassles
  • No restrictions on using your plan to save on treatment for long-term dental problems or emergency treatment
  • No annual limit on how often you can use your plan to save at the dentist
  • Save on dental treatments that are not typically covered by insurance, such as cosmetic dental care (teeth whitening, overlays, etc.) and dental implants

You get the best care, at the best value. It’s that simple.

How do I join a dental savings plan?

DentalPlans.com, the largest dental plan marketplace, offers 25+ plans from healthcare brands you know and trust, such as Aetna, Careington and Cigna. You can purchase traditional dental insurance at DentalPlans.com, too. Dental insurance is often a good choice for people with excellent oral health, as it focuses on making preventive dental care affordable.

How long does it take to activate my dental plan?

Most dental savings plans activate within three business days, so you can start saving right away. And if you need to get to the dentist even sooner to deal with a dental emergency, we can help you find a plan that offers immediate activation.

What is the best dental savings plan?

The best dental savings plan is the one that meets your needs. And choosing a dental savings plan is simpler than you may think. Our online tools and expert team make it easy to find a plan that fits your budget and unique needs to a tee. Whether you need to save on braces at a particular orthodontist, or need dentures and don’t currently have a dentist, we’re here to provide personalized plan recommendations so you can make the best choice for you.

Want a quick look at how much you can save with a dental savings plan? Use our calculator below.

*Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan.

Let’s see what you can save.

See how quickly your dental savings plan can pay for itself. We automatically add preventive care.

Who is this plan for?

Any procedures coming up?

How many family members should be included?

Select the procedures that you need.

About the Author
Jennifer Stoll

Jennifer Stoll

VP of Digital Commerce Excellence at Henry Schein and Licensed Health Insurance Agent

Jenn Stoll has a mission – making affordable, quality dental care available for everyone. She works to transform that vision into a reality as the vice president of digital commerce excellence at Henry Schein, a solution company for health care professionals. She previously led DentalPlans.com, a leading online marketplace for dental plans, as chief commercial officer helping Americans access affordable dental care nationwide. She also serves as the chairperson of the Consumer Health Alliance, the national trade association for discount healthcare programs which helps nearly 27 million Americans to directly purchase healthcare services and products at discounted rates.

Sources

What Is a Dental Savings Plan? Investopedia, https://www.investopedia.com/what-is-a-dental-savings-plan-8581629

Dental Savings Plan vs. Insurance: Pros and Cons, Smart Asset, https://smartasset.com/insurance/dental-savings-plan-vs-insurance-pros-and-cons

How Do Dental Savings Plans Work?, The Balance, https://www.thebalancemoney.com/how-do-dental-savings-plans-work-4783724