Find Dental Insurance Plans in Arizona

An Arizona dental plan provides you and your family with a way to save money on dental care. There are different types of plans available in Arizona.  Dental savings plans are an alternative to traditional dental insurance. Cost-effective and easy to use, these dental plans give customers access to an extensive network of participating dentists who offer quality care at the plan’s reduced rates. These dental plans can offer a more flexible and accessible alternative to traditional dental insurance for dental treatments. Dental PPO plans, a type of traditional insurance, provide flexibility in choosing your provider, allowing visits to any dentist within the network while covering a significant portion of the costs. This makes them a suitable option for those seeking comprehensive coverage and the freedom to select their preferred dentists for various dental treatments.

Finding a participating dentist in your area is easy. Just visit our dentist finder and enter your zip code. Feel free to add any additional details you have, such as your Arizona dental plan or network, and select “Find a dentist now” to get your results.

The cost of dental insurance in Arizona can vary based on several factors, including the type of plan, the level of coverage, and the dental insurance provider. On average, affordable dental insurance premiums in Arizona for an individual can range from approximately $15 to $40 per month, and for a family, they can range from around $30 to $80 per month.

Arizona Medicaid, also known as the Arizona Health Care Cost Containment System (AHCCCS), provides limited dental coverage for adults through its Fee-For-Service program. This coverage includes basic preventive care such as exams and cleanings, as well as fillings, extractions, and limited emergency dentistry.

Dental costs in Arizona without insurance coverage can vary depending on several factors, including the type of dental office, the specific services or dental work performed during the appointment, and the location within Arizona. Below are some approximate costs for common dental procedures:

• Routine Exam and Cleaning: A routine dental exam and cleaning can cost anywhere from $75 to $200 without insurance.

• X-rays: The cost of dental X-rays can range from $20 to $250 per X-ray, depending on the type of X-ray and the dental office.

• Fillings: The cost of dental fillings can vary depending on the size and location of the filling, with prices ranging from $100 to $300 per filling.

• Extractions: The cost of a simple tooth extraction can range from $75 to $450 per tooth, while surgical extractions can cost between $150 and $650 per tooth.

• Root Canal: The cost of a root canal procedure in Arizona can range from $500 to $1,500 per tooth, depending on the complexity of the procedure and the dental office.

• Crown: The cost of a dental crown can range from $500 to $3,000 per tooth, depending on the type of material used and the dental office.
• Dentures: The cost of a complete set of dentures (upper and lower) can range from $1,000 to $3,000, while the cost of a partial denture can range from $700 to $1,800, depending on the type of denture and the dental office.

In Arizona, as in other states, teeth whitening is considered a cosmetic procedure and is often excluded from standard dental insurance policies. However, some insurers do offer plans that include partial coverage or allowances for whitening treatments. Individuals seeking coverage for teeth whitening should carefully review the terms of any prospective dental insurance plan to ensure it meets their needs. You may also consider joining a dental savings plan, an insurance alternative that reduces the cost of virtually all dental treatments and typically includes discounts on cosmetic procedures such as teeth whitening, veneers and even dental implants – which are also considered to be a cosmetic procedure by dental insurance providers. 

The two most common types of Dental Insurance available in Arizona are Dental Health Maintenance Organization (DHMO) and Preferred Provider Organization (PPO) plans. DHMO typically offers lower premiums and no annual maximum spending limit, but you can only see in-network dentists. With PPO dental insurance you can see any dentist or dental specialist that accepts your insurance but may pay more if you go out of network. You can also join a dental savings plan, an alternative to dental insurance with no waiting periods or annual spending limits, which are accepted by about 70% of dentists in the U.S. 

Yes, you can get dental insurance in Arizona even if you have dental health problems. But be aware that your insurance may not pay for any dental issues you have when you purchased the plan. If you want to reduce the cost of dental restorative treatment, consider joining a dental savings plan, a dental insurance alternative that typically does help you save on all your dental care

Yes, Arizona offers several dental insurance plans specifically designed for families, providing comprehensive coverage to meet diverse dental care needs. When evaluating family dental plans consider the specific dental services your family requires, such as preventive care, orthodontics, or major restorative procedures, the plan’s provider network, waiting periods (some plans may have waiting periods for certain services), along with premiums, deductibles, copayments, and annual maximums to determine affordability. By evaluating these factors, you can select a family dental insurance plan in Arizona that aligns with your family’s oral health needs and financial considerations. 

You may be able to use your Arizona dental insurance for out-of-state dental care, but it depends on your specific plan and its network agreements. Preferred Provider Organization (PPO) plans may have nationwide networks and do typically allow you to receive care from dentists outside the network, though at a higher out-of-pocket cost. Health Maintenance Organization (HMO) Plans usually require you to use in-network providers and may not cover out-of-state care, except in emergencies. It’s essential to understand what qualifies as an emergency under your policy, check your plan documents or contact your insurer to understand out-of-state coverage specifics. If you travel within the U.S, or split your time between locations, consider joining a dental savings plan, an alternative to dental insurance. These plans are accepted by about 70% of dentists in the U.S.