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Maryland Dental Insurance Plans
Discover dental insurance plans from the top insurance carriers and enroll in the plan that matches your lifestyle while saving you money at the dentist.
Available dental insurance plans in Maryland
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|---|---|---|---|
| Renaissance Dental Insurance Plan III |
Aetna Dental® Direct Preferred PPO | Delta Dental PPO™ Individual Premium Plan | |
| Premium | Starting from $37.45 per month* |
Starting from $29.74 per month* |
Starting from $48.48 per month* |
| Type (Family/Individual) |
Individual + dependents |
Individual + dependents |
Individual + dependents |
| Maximum | $1,000 | $1,250 | $2,000 |
| Fillings | Basic covered at 80% |
Basic covered at 80% |
Basic covered at 80% |
| X Rays | Preventive covered at 100% |
Preventive covered at 100% |
Preventive covered at 100% |
| Annual Deductible | $50 Individual $150 Family |
$50 Individual $150 Family |
$50 Individual $150 Family |
| View This Plan | View This Plan | View This Plan | |
|
|
|---|---|
| Renaissance Dental Insurance Plan III | |
| Premium | Starting from $37.45 per month* |
| Type (Family/Individual) |
Individual + dependents |
| Maximum | $1,000 |
| Fillings | Filings- Basic covered at 80% |
| X Rays | Preventive covered at 100% |
| Annual Deductible | $50 Individual / $150 Family |
| View This Plan | |
|
|
| Aetna Dental® Direct Preferred PPO | |
| Premium | Starting from $29.74 per month* |
| Type (Family/Individual) |
Individual + dependents |
| Maximum | $1,250 |
| Fillings | Filings- Basic covered at 80% |
| X Rays | Preventive covered at 100% |
| Annual Deductible | $50 Individual / $150 Family |
| View This Plan | |
|
|
| Delta Dental PPO™ Individual Premium Plan | |
| Premium | Starting from $48.48 per month* |
| Type (Family/Individual) |
Individual + dependents |
| Maximum | $2,000 |
| Fillings | Filings- Basic covered at 80% |
| X Rays | Preventive covered at 100% |
| Annual Deductible | $50 Individual / $150 Family |
| View This Plan | |
Maryland Dental Insurance Made Simple with DentalPlans.com
Choosing the best dental insurance in Maryland involves finding a plan that provides extensive dental coverage, fits your budget, and addresses your oral health needs. Several insurance companies offer a variety of dental insurance plans in Maryland, catering to different dental care requirements, from routine check-ups to more complex dental procedures.
To find the best dental insurance plan in Maryland, consider several factors. First, ensure the plan covers essential services like preventive care, fillings, crowns, and emergency care. Then evaluate the costs associated with the plan, including premiums, deductibles, co-pays, and any out-of-pocket expenses. It’s also important to check if your preferred dentist is included in the plan’s network. Finally, review the range of dental benefits included, ensuring the plan offers coverage that fits your needs and allows you to maintain your oral health.
DentalPlans.com provides user-friendly online tools and an expert team, simplifying the process of finding a dental plan and managing dental health. Finding a cost-effective dental plan in Maryland that offers the necessary coverage can be overwhelming. DentalPlans.com assists Marylanders in conveniently comparing dental insurance options with our guided online plan finder, making it easier to find the plan that best fits their needs. Whether you need coverage for your entire family or just yourself, DentalPlans.com streamlines the process of selecting the ideal dental insurance plan.
Maryland Dental Insurance FAQs
What dental services are typically covered by dental insurance plans in Maryland?
The dental plans available in Maryland commonly cover preventive services such as routine exams, cleanings, and X-rays. Basic procedures like fillings and extractions are often covered as well. Some plans may also include coverage for more advanced procedures like root canals, crowns, and orthodontic treatment, although coverage levels and limitations may vary.
How do I find a dentist who accepts my insurance in Maryland?
Most dental insurance providers offer online tools or customer service hotlines to help members find dentists who participate in their network. You can usually search for dentists by location and filter by network participation. It’s important to choose an in-network dentist to maximize your benefits and minimize out-of-pocket costs.
What is a deductible and how does it work in dental insurance?
A deductible is the amount of money you must pay out of pocket before your dental insurance begins to cover eligible expenses. For example, let’s say your plan has a $50 deductible and you need a filling that costs $150. You would pay the deductible of $50, as well as the 20% of the remaining amount. Insurance would pay the other 80%. Deductibles typically reset annually. Benefits vary by plan.
Are there waiting periods for certain procedures under dental insurance plans in Maryland?
Yes, some dental insurance plans may have waiting periods for specific procedures, especially major services like crowns, bridges, or orthodontic treatment. Waiting periods can vary depending on the plan and the insurance provider. It’s essential to review your plan documents carefully to understand any waiting periods that may apply.
What is the annual maximum benefit, and how does it impact my coverage?
The annual maximum benefit is the maximum amount of money that your dental insurance plan will pay toward covered services within a calendar year. Once you reach this limit, you will be responsible for paying the cost of any additional dental treatments for the rest of the year. Annual maximums vary by plan and can range from $1000-$1,500. Understanding your plan’s annual maximum can help you budget for dental expenses and plan your treatment accordingly with your dentist
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Dental Savings Plans Compared to Dental Insurance in Maryland
Dental Savings Plans
- No Waiting: Dental Savings Plans activate in just 1-3 business days, so there is minimal waiting once you’ve signed up. This allows you to access discounted dental care immediately after activation and be useful if you need immediate care.
- No Annual Limits: Discount dental plans do not impose annual caps on the amount of dental care you can receive or the savings you can achieve. This is particularly advantageous for individuals requiring extensive dental treatment.
- Only Pay For What You Need: Unlike insurance, which typically involves deductibles and coinsurance, dental savings plans do not require any upfront payments before you can start saving on included dental services. You can begin enjoying discounts immediately without having to meet any minimum payment requirements.
- Wide Network of Dentists: Dental savings plans offer access to a large network of dentists. Unlike dental insurance PPO plans, which often assign you to a specific dentist, dental savings plans give you the freedom to select any participating dentist that suits your needs.
- Cosmetic Procedures: Many dental savings plans offer discounts on cosmetic dental services such as teeth whitening and veneers, which may not be covered by traditional dental insurance.
Dental Insurance
- Waiting Periods May Apply: Dental insurance plans often have waiting periods for certain procedures, meaning you may have to wait before receiving coverage for major services like crowns or orthodontics.
- Annual Maximums: Most dental insurance plans have annual maximum benefit limits, capping the amount of money the insurance company will pay for covered services within a calendar year.
- Deductibles: Dental insurance plans typically require you to meet a deductible before the insurance starts covering eligible expenses. This means you may have to pay out-of-pocket costs before receiving benefits.
- Network Restrictions: Dental insurance plans may have limited provider networks, and coverage levels may vary depending on whether you see an in-network or out-of-network dentist.
- Exclusions for Cosmetic Procedures: Traditional dental insurance plans may not cover cosmetic procedures, leaving you to pay full price for treatments like teeth whitening or veneers.
Dental savings plans
Dental insurance
Find the Right Maryland Dental Plan with DentalPlans.com
Navigating dental insurance and dental savings plans can be overwhelming, but DentalPlans.com makes it easy. We’re here to help you find the right kind of Maryland dental plan for you and your family. If you’re looking to save on preventive care or have ongoing dental needs, we can help you find an affordable Maryland dental plan. No matter what you are looking for, our team of industry experts is here to help you start saving money and improve your health and lifestyle. Discover a variety of affordable dental care options in Maryland tailored to your needs. Start saving on dental care today with DentalPlans.com and find the perfect plan for you and your family in Maryland. We make understanding your options and finding the right dental coverage or dental savings, quick and simple. Don’t wait—start saving on your dental care today with DentalPlans.com!
Find a dental plan that’s right for you.
We connect our customers to the best plans for better dental health in minutes.