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New Jersey Individual & Family Dental Insurance Plans
Discover New Jersey dental insurance plans from top insurance carriers and enroll in the plan that best matches your budget and lifestyle.
Available dental insurance plans in New Jersey
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|---|---|---|
| Renaissance Dental Insurance Plan III |
Aetna Dental® Direct Preferred PPO | |
| Premium | Starting from $37.45 per month* |
Starting from $29.74 per month* |
| Type (Family/Individual) |
Individual + dependents |
Individual + dependents |
| Maximum | $1,000 | $1,250 |
| Fillings | Basic covered at 80% |
Basic covered at 80% |
| X Rays | Preventive covered at 100% |
Preventive covered at 100% |
| Annual Deductible | $50 Individual $150 Family |
$50 Individual $150 Family |
| View This Plan | View This Plan | |
|
|
|---|---|
| Renaissance Dental Insurance Plan III | |
| Premium | Starting from $37.45 per month* |
| Type (Family/Individual) |
Individual + dependents |
| Maximum | $1,000 |
| Fillings | Filings- Basic covered at 80% |
| X Rays | Preventive covered at 100% |
| Annual Deductible | $50 Individual / $150 Family |
| View This Plan | |
|
|
| Aetna Dental® Direct Preferred PPO | |
| Premium | Starting from $29.74 per month* |
| Type (Family/Individual) |
Individual + dependents |
| Maximum | $1,250 |
| Fillings | Filings- Basic covered at 80% |
| X Rays | Preventive covered at 100% |
| Annual Deductible | $50 Individual / $150 Family |
| View This Plan | |
New Jersey Dental Insurance Made Simple with DentalPlans.com
Finding the best dental insurance in New Jersey means selecting a plan that provides dental coverage that fits your budget and meets your oral health needs. Various insurance companies offer multiple dental insurance plans in New Jersey, addressing a range of dental care needs from routine check-ups to more complex procedures.
To choose the best dental insurance plan in New Jersey, consider several factors. First, ensure the plan covers essential services like preventive care, fillings, crowns, root canals, and emergency care. Then evaluate the costs associated with the plan, including premiums, deductibles, co-pays, and any out-of-pocket expenses. It’s also crucial to check if your preferred dentist is in the plan’s network. Lastly, review the range of dental benefits included to make sure the plan offers coverage that fits your needs and allows you to maintain your oral health.
DentalPlans.com provides user-friendly online tools for its plan members, making dental health management simpler. Finding a cost-effective dental plan in New Jersey that offers necessary coverage can be daunting. DentalPlans.com assists New Jerseyans in conveniently comparing dental insurance options, making it easier to find the plan that best fits their needs with our guided online plan finder. Whether you need coverage for your entire family or just yourself, DentalPlans.com streamlines the process of choosing the ideal dental insurance plan.
New Jersey Dental Insurance FAQs
How Much Does Dental Insurance Typically Cost in New Jersey?
According to HealthInsurance.org, premiums range from $10 to $85 per month for adults who purchase stand-alone or family dental coverage through GetCoveredNJ, the state’s official health insurance marketplace. If you’re interested in buying family dental coverage, you can help reduce the costs of pediatric dental care by utilizing premium tax credits.
Does NJ state insurance cover dental?
New Jersey state insurance programs typically provide limited dental coverage, primarily focused on emergency and preventive services for certain populations, such as low-income individuals or children, while comprehensive dental coverage may require additional dental insurance or a dental savings plan.
How to find a New Jersey dentist near me?
Finding a nearby dentist in New Jersey is simple. You can use online tools like our Find a Dentist page which allows you to view the dentists near you and see which dental plans they accept. If you already have a dental plan or are considering a specific one, you can filter by certain plans as well.
Will I need to wait to use my New Jersey dental savings plan?
Yes – but not for long. Discount dental plans activate in one to three business days with emergency, same-day activation available on some plans.
What is a New Jersey dental savings plan?
A New Jersey dental savings plan is a flexible and affordable alternative to New Jersey dental insurance. For a low annual fee, plan members unlock access to savings on virtually all dental procedures, from checkups to root canals, accepted by a large network of participating dentists and specialists. These plans have no restrictions or annual limits, and activate right away.
Find a dental plan that’s right for you.
We connect our customers to the best plans for better dental health in minutes.
New Jersey Dental Insurance Plan or Dental Savings Plan?
Choosing between a dental insurance plan and a dental savings plan in New Jersey involves considering various factors to meet individual dental care needs. Dental insurance in New Jersey typically operates on a premium-based model, where individuals pay regular premiums in exchange for coverage for specific dental services. These plans often come with deductibles, copayments, and annual maximums, and individuals may be limited to using in-network dentists to maximize coverage.
On the other hand, dental discount plans in New Jersey operate on an annual membership fee structure, providing individuals with access to discounted rates at participating dentists. While insurance typically has deductibles, co-pays and annual limits, dental savings plans do not. They offer a simple and flexible approach to managing dental care costs. Dental savings plans may be particularly appealing to those with immediate dental needs, as they activate right away and don’t have restrictions based on current health conditions. Some dental discount plans also offer savings on cosmetic dental procedures, which traditional insurance coverage may not cover.
Dental savings plans
Dental insurance
Find the Right New Jersey Dental Plan with DentalPlans.com
Navigating dental insurance and dental savings plans can be confusing, but DentalPlans.com makes it straightforward. We’re here to help you find the perfect New Jersey dental plan for you and your family. If you want to save on preventive care or have ongoing dental needs, we can help you find an affordable New Jersey dental plan.
Our team of industry experts is here to help you start saving money and improve your health and lifestyle. Discover a variety of affordable dental care options in New Jersey tailored to your needs. Start saving on dental care today with DentalPlans.com and find the perfect plan for you and your family in New Jersey. We make understanding your options and finding the right dental coverage or dental savings quick and simple. Don’t wait – start saving today with DentalPlans.com!
Find a dental plan that’s right for you.
We connect our customers to the best plans for better dental health in minutes.