Find Dental Insurance Plans in Texas

Discover dental insurance plans from top insurance carriers in Texas and get started with the plan that best matches your lifestyle and saves you money.

Be sure to check out dental savings plans too.
Plan members report saving an average of 50%* at the dentist.

aetna logo

Aetna Dental® Direct Preferred PPO


Starting at
$29.74/month**


Annual maximum
$1,250

See What’s Covered

Renaissance Dental Logo

Renaissance Dental Insurance Plan III


Starting at
$37.45/month**


Annual maximum
$1,000

See What’s Covered

Delta Dental Logo

Delta Dental PPO™ Individual Premium Plan


Starting at
$48.48/month**


Annual maximum
$2,000

See What’s Covered

Humana Logo

Humana Complete Dental Insurance


Starting at
$59.99/month**


Annual maximum
yr1-$1250
yr2-$1500

See What’s Covered

Call 1‑855‑214‑7724 to learn more

Patient and dentist looking at x-ray

Texas Dental Insurance Made Simple with DentalPlans.com

Discovering the best dental insurance plan in Texas has never been easier. Use our comparison above to find the right plan for you. When choosing a dental insurance plan, consider your individual needs, budget, and coverage preferences. To identify the best dental insurance plan in Texas, consider several factors.

First, ensure the plan covers essential services like preventive care, fillings, crowns, and root canals. Then, evaluate the costs associated with the plan, including premiums, deductibles, co-pays, and any out-of-pocket expenses. Additionally, check if your preferred dentist is included in the plan’s network. Finally, review the range of dental benefits included to make sure the plan offers coverage that fits your needs and allows you to maintain your oral health.

Some popular dental insurance providers in Texas include Delta Dental, Humana Dental, and Cigna Dental, which all offer both dental insurance and dental savings plans. It’s essential to carefully review the details of each plan and consider factors such as annual maximums, waiting periods, and out-of-pocket costs. 

DentalPlans.com provides user-friendly online tools for its plan members, simplifying the management of dental health. Finding a cost-effective dental plan in Texas that offers the necessary coverage can be overwhelming. DentalPlans.com assists Texans in conveniently comparing dental insurance options, making it easier to find the plan that best fits their needs. Whether you need coverage for your entire family or just yourself, DentalPlans.com makes the process of selecting the right dental insurance plan simple.

Find a dental plan that’s right for you.

We connect our customers to the best plans for better dental health in minutes.

Texas Dental Insurance FAQs

How much does dental insurance cost per month in Texas?

The cost of dental insurance in Texas can vary depending on factors such as the provider, the specific plan chosen, coverage levels, deductibles, and the number of individuals covered. On average, individual dental insurance plans in Texas may range from $20 to $50 per month, while family plans could range from $50 to $150 per month. Please note that actual costs can differ based on various factors.

How much does dental insurance cover in Texas?

The cost of dental insurance in Texas varies based on factors like coverage level, insurance provider, plan type (PPO, HMO, etc.), and personal factors such as age and location. Typically, monthly premiums for individual dental insurance in Texas range from $20 to $60 or more, while family coverage can cost between $50 to $150 or more. To explore and compare various plans to find the best fit for your needs, visit DentalPlans.com. Our platform provides a comprehensive tool to evaluate different dental insurance and dental savings plans all in one place. With our guided online plan finder, you can easily discover affordable dental plan options that fit your needs.

Is cosmetic dentistry covered by dental insurance or dental savings plans?

Traditional dental insurance plans do not typically cover cosmetic procedures, as these are usually considered elective. Oral health treatments such as teeth whitening, veneers, and even dental implants usually fall outside the scope of standard insurance coverage. However, some premium dental plans may offer limited dental benefits for cosmetic procedures, so it’s important to check the specifics of your policy.

A discount dental plan can provide savings on cosmetic dentistry services. By paying an annual fee, these plans offer plan members reduced rates/access discounted on virtually all dental treatments, including cosmetic procedures, from participating dentists. This makes procedures like teeth whitening, veneers, bonding, and dental implants significantly more affordable. Additionally, discount dental plans do not have annual limits, which is particularly beneficial to those getting costly procedures. It’s crucial to review the details of the dental savings plan to understand the exact discounts available.

How do I get Texas dental insurance?

​​Getting dental insurance in Texas involves exploring different options to find the best plan for your needs. You can start by researching various insurance providers and the types of plans they offer, such as PPO, HMO, and indemnity plans. Comparing plans from multiple sources can be time-consuming, but DentalPlans.com simplifies this process by offering over 25+ plans to choose from in one place.

At DentalPlans.com, you can easily compare dental insurance plans and dental savings plans from top carriers in Texas, helping you make an informed decision. And with our guided online plan finder, you can get a personalized plan recommendation based on your specific needs and preferences. DentalPlans.com matches you to the best dental plan for you and your family without the hassle of visiting multiple websites.

Can I get dental insurance without health insurance in Texas?

Yes, you can typically purchase dental insurance as a standalone policy without having health insurance in Texas. Dental insurance is separate from health insurance, and individuals and families can purchase dental insurance or a dental savings plan independently to help manage the costs of dental care.

Does Texas dental insurance have a waiting period?

Waiting periods can vary by plan. During a waiting period, coverage for specific services may be limited or not available. It’s important to review the details of the dental insurance plan you’re considering to understand if any waiting periods apply and for which services. If you need immediate dental care, dental savings plans activate quickly.

Dental Insurance vs Dental Savings Plans in Texas

In Texas, individuals seeking to manage their dental care costs can consider both dental insurance and dental savings plans as viable options. Here’s a comparison of the two:

Dental Insurance
  • Dental insurance plans typically activate on the first of the following month. Policyholders pay monthly premiums in exchange for coverage for dental procedures and treatments
  • Dental insurance plans typically have deductibles, co-payments, and annual maximums. Coverage levels can vary widely depending on the specific plan chosen.
  • Most dental insurance plans follow a 100, 80, 50 rule – preventive care covered at 100%, basic care covered at 80% and major care covered at 50% after any deductible and waiting period is met, until you hit your annual maximum. 
  • Dental insurance plans may include waiting periods for certain services, limitations on pre-existing conditions, and restrictions on coverage for certain procedures.
  • Depending on the type of dental insurance, policyholders can choose from an in or out of network dentist, saving more when you stay in network. 
Dental Savings Plans
  • Dental savings plans, also known as dental discount plans, are membership-based programs where individuals pay an annual fee to access reduced rates on dental services from participating dentists with no annual limit
  • Dental savings plans activate in 1-3 business days meaning plan members can start saving at the dentist right away. 
  • There are no restrictions based on existing dental conditions, and virtually all dental procedures including preventive, restorative, cosmetic and even orthodontic care. 
  • Dental savings plans have a large network of participating dentists, and plan members can choose any dentist within the network.

The choice between dental insurance and dental savings plans in Texas depends on individual preferences, budget, and dental care needs. Dental insurance may be suitable for those who prefer monthly premiums and do not anticipate needing major dental work, while dental savings plans may appeal to those seeking immediate savings, flexibility, and no annual limits.

Compare dental insurance & dental savings plans

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If you need more than just basic dental care, dental savings plans may be a better option for you.

Let’s see what you can save.

See how quickly your dental savings plan can pay for itself. We automatically add preventive care.

Who is this plan for?

Any procedures coming up?

How many family members should be included?

Select the procedures that you need.

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Find the Right Texas Dental Plan with DentalPlans.com

Navigating dental insurance and dental savings plans can be complex, but DentalPlans.com makes it simple. We’re here to help you find the perfect Texas dental plan for you and your family. If you’re looking to save on preventive care or have ongoing dental needs, we can help you find an affordable Texas dental plan.

Our team of industry experts is here to help you start saving money and improve your health and lifestyle. Discover a variety of affordable dental care options in Texas tailored to your needs. Start saving on dental care today with DentalPlans.com and find the perfect plan for you and your family in Texas. We make understanding your options and finding the right dental coverage or dental savings quick and simple. Don’t wait—start saving on your dental care today with DentalPlans.com!

* Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan. Savings range from 10-60% off. ** Prices may vary by age and ZIP code.



Find a dental plan that’s right for you.

We connect our customers to the best plans for better dental health in minutes.