Find Dental Insurance Plans in Oregon

Discover dental insurance plans from top insurance carriers in Oregon and get started with the plan that best matches your lifestyle and saves you money.

Available dental insurance plans in Oregon

Renaissance Dental Logo
aetna logo
Renaissance Dental Insurance Plan III

Aetna Dental® Direct Preferred PPO
Premium Starting from
$37.45 per month*
Starting from
$29.74 per month*
Type
(Family/Individual)
Individual
+ dependents
Individual
+ dependents
Maximum $1,000 $1,250
Fillings Basic covered
at 80%
Basic covered
at 80%
X Rays Preventive covered
at 100%
Preventive covered
at 100%
Annual Deductible $50 Individual
$150 Family
$50 Individual
$150 Family
View This Plan View This Plan
*Prices may vary by age, ZIP code and number of dependents.
Patient and dentist looking at x-ray

Oregon Dental Insurance Made Simple with DentalPlans.com

Discovering the best dental insurance plan in Oregon has never been easier. Use our comparison above to find the right plan for you. When choosing a dental insurance plan, consider your individual needs, budget, and coverage preferences. 

To identify the best dental insurance plan in Oregon, consider several factors. First, ensure the plan covers essential services like preventive care, fillings, crowns, and root canals. Then, evaluate the costs associated with the plan, including premiums, deductibles, co-pays, and any out-of-pocket expenses. Additionally, check if your preferred dentist is included in the plan’s network. Finally, review the range of dental benefits included to make sure the plan offers coverage that fits your needs and allows you to maintain your oral health.

Some popular dental insurance providers in Oregon include Aetna Dental and Renaissance. Aetna offers both dental insurance and dental savings plans. It’s essential to carefully review the details of each plan and consider factors such as cost, annual limits, any restrictions for existing dental conditions, and which procedures are included.

Finding a cost-effective dental plan in Oregon that offers the necessary coverage can be overwhelming. DentalPlans.com assists Oregonians in conveniently comparing dental insurance and saving plan options, making it easier to find the plan that best fits their needs. Whether you need a plan for your entire family or just yourself, DentalPlans.com makes the process of selecting the right dental insurance plan simple.

Oregon Dental Insurance FAQs

How much does dental insurance cost per month in Oregon?

The cost of dental insurance in Oregon can vary depending on factors such as the provider, the specific plan chosen, coverage levels, deductibles, and the number of individuals covered. On average, individual dental insurance plans in Oregon may range from $20 to $50 per month, while family plans could range from $50 to $150 per month. Please note that actual costs can differ based on various factors. If you’re seeking more options, explore Oregon dental savings plans with DentalPlans.com. With over 25 dental plans, our website helps Oregon residents compare different dental insurance and dental savings plans all in one place. And with our guided online plan finder, you can get a personalized plan recommendation based on your unique needs in minutes.

What does dental insurance cover in Oregon?

Dental insurance coverage in Oregon generally includes preventive care such as routine cleanings, exams, and X-rays, as well as basic services like fillings and extractions. Certain plans may also cover more extensive procedures like root canals, crowns, and bridges at a specified percentage until you reach your annual maximum. Coverage levels often vary depending on the type of procedure, so be sure to review the specifics for the dental plan you have, or are considering.

Is cosmetic dentistry covered by dental insurance or dental savings plans?

Traditional dental insurance plans do not typically cover cosmetic procedures, as these are usually considered elective. Oral health treatments such as teeth whitening, veneers, bonding and even dental implants usually fall outside the scope of traditional dental insurance coverage. It’s important to check the specifics of your policy or one you are considering.

Most discount dental plans provide savings on cosmetic dentistry services. By paying an annual fee, these plans offer plan members reduced rates on virtually all dental treatments, including cosmetic procedures, from participating dentists. This makes procedures like teeth whitening, veneers, and dental implants significantly more affordable. Additionally, discount dental plans do not have annual limits, which is particularly beneficial to those getting costly procedures. It’s crucial to review the details of the dental savings plan to understand the exact savings available.

How do I get Oregon dental insurance?

​​Getting dental insurance in Oregon involves exploring different options to find the best plan for your needs. You can start by researching various insurance providers and the types of plans they offer, such as PPO, HMO, and indemnity plans. Comparing plans from multiple sources can be time-consuming, but DentalPlans.com simplifies this process by offering over 25 plans to choose from in one place.

At DentalPlans.com, you can easily compare dental insurance plans and dental savings plans from top carriers in Oregon, helping you make an informed decision. And with our guided online plan finder, you can get a personalized plan recommendation based on your specific needs and preferences. DentalPlans.com matches you to the best dental plan for you and your family without the hassle of visiting multiple websites.

Can I get dental insurance without health insurance in Oregon?

Yes, you can typically purchase dental insurance as a standalone policy without having health insurance in Oregon. Dental insurance is separate from health insurance, and individuals and families can purchase dental insurance or a dental savings plan independently to help manage the costs of dental care.

Does Oregon dental insurance have a waiting period?

Whether an Oregon dental insurance plan has a waiting period depends on the specific plan. Typically, HMO dental insurance plans do have waiting periods in Oregon, while PPO insurance plans may not, and dental savings plans never do. During a waiting period, coverage for specific services may be limited or not available. It’s important to review the details of the dental insurance plan you’re considering to understand if any waiting periods apply and for which services. If you need immediate dental care, dental savings plans activate quickly and provide savings on all included procedures right away making them a great solution for those seeking immediate dental care.

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Dental Insurance vs Dental Savings Plans in Oregon

In Oregon, individuals seeking to manage their dental care costs can consider both dental insurance and dental savings plans as viable options. Here’s a comparison of the two:

Dental Insurance
  • Dental insurance plans typically activate on the first of the following month. Policyholders pay monthly premiums in exchange for coverage for dental procedures and treatments.
  • Dental insurance plans typically have deductibles, co-payments, and annual maximums. Coverage levels can vary widely depending on the specific plan chosen.
  • Most dental insurance plans follow a 100, 80, 50 rule – preventive care covered at 100%, basic care covered at 80%, and major care covered at 50% after any deductible and waiting period is met, until you hit your annual maximum.
  • Dental insurance plans may include waiting periods for certain services, limitations on pre-existing conditions, and restrictions on coverage for certain procedures.
  • Depending on the type of dental insurance, policyholders can choose from an in-network or out-of-network dentist, saving more when you stay in network.
Dental Savings Plans
  • Dental savings plans, also known as dental discount plans, are membership-based programs where individuals pay an annual fee to access reduced rates on dental services from participating dentists with no annual limit.
  • Dental savings plans activate in 1-3 business days, meaning plan members can start saving at the dentist right away.
  • There are no restrictions based on existing dental conditions, and virtually all dental procedures, including preventive, restorative, cosmetic, and even orthodontic care, are included
  • Dental savings plans have a large network of participating dentists, and plan members can choose any dentist within the network.

The choice between dental insurance and dental savings plans in Oregon depends on individual preferences, budget, and dental care needs. Dental insurance may be suitable for those who prefer monthly premiums and do not anticipate needing major dental work, while dental savings plans may appeal to those seeking immediate savings, flexibility, and no annual limits.

Mother and Daughter

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Who is this plan for?

Any procedures coming up?

How many family members should be included?

Select the procedures that you need.

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Find the Right Oregon Dental Plan with DentalPlans.com

Navigating dental insurance and dental savings plans can be complex, but DentalPlans.com makes it simple. We’re here to help you find the perfect Oregon dental plan for you and your family. If you’re looking to save on preventive care or have ongoing dental needs, we can help you find an affordable Oregon dental plan. 

Our team of industry experts is here to help you start saving money and improve your health and lifestyle. Discover a variety of affordable dental plan options in Oregon tailored to your needs. Start saving on dental care today with DentalPlans.com and find the perfect plan for you and your family in Oregon. We make understanding your options and finding the right dental coverage or dental savings quick and simple. Don’t wait—start saving on your dental care today with DentalPlans.com!

Find a dental plan that’s right for you.

We connect our customers to the best plans for better dental health in minutes.