Aetna Dental Access

The Aetna Dental Access® plan is not dental insurance — it’s a dental savings plan that offers 15% to 50% off on virtually all dental procedures with participating dentists in the Aetna Dental Access network. It’s a flexible, affordable way to save on routine care and major procedures alike.

Dental savings plans are a trusted alternative to traditional dental insurance. Both can help you reduce the cost of dental care. Dental savings plans are a great choice for people who need expensive procedures such as braces, bridges, dental implants, dentures, root canals and crowns. Find out more about the differences between dental savings plans and insurance.

The Aetna Dental Access plan includes discounts on preventive, basic and restorative dental care. Procedures insurance typically does not cover, such as cosmetic care – including dental implants – are also included with this plan. Aetna Vital Dental Savings℠ Plus offers additional savings on vision and hearing care, as well as prescriptions and additional health and wellness services. After activating your Aetna dental plan, present your membership card at the time of service to receive instant savings on treatments like cleanings, x-rays, root canals, and dental implants.

Yes, dental savings plans — like Aetna Dental Access plans — can be a cost-effective option, especially if you don’t have traditional dental insurance or need services not typically covered by insurance. Dental savings plan members report saving an average of 50%* on their dental care. Factor in the unique advantages of these plans such as no annual spending limits, no deductibles, and no waiting periods for any procedures after enrollment. It’s clear that dental savings plans are a great way to reduce the cost of dental care.

*Discount Health Program consumer and provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan.

While you can’t use dental insurance and a dental savings plan to reduce the cost of the same procedure, you can use it on different procedures in the same treatment plan. You can also use your dental savings plan instead of your insurance in cases where your dental savings plan will save you more money, or for additional treatments after you’ve hit your annual spending limit as long as the procedure is included in your plan, which virtually all procedures are. Your dentist can help you determine how to best use your insurance and your dental savings plan, and it’s best to check your insurance policy for any restrictions.