How it works

Both Dental Savings Plans and Dental Insurance have great perks, but which is best for you. Discover the difference and how each product works to find the best plan for you.

Dental savings plan icon

Dental savings plans

Dental savings plans operate on a membership model. Pay an annual fee for access to significantly reduced rates on most procedures at any participating dentists nationwide.  

  • Save 15-50% on dental care
  • Accepted by 241k participating dentists
  • Affordable plans start from $13.33 a month

1. Join your preferred dental savings plan

Choose from over 25 plans from trusted carriers, such as Aetna, Cigna and Careington.

Tip: Our online tools can match you with your perfect plan.

2. Visit any participating dentist

Over 70% of dentists accept dental savings plans. That’s 140,000 dentists nationwide.

3. Show your membership card and save

Pay reduced rates directly at the dentist. Plan members report saving an average of 50%* on their dental care.

Dental insurance

For a monthly premium, dental insurance plans provide coverage for various dental procedures, typically on a 100-80-50 model*

  • 100% coverage for in-network preventative care
  • Ideal for people with great oral health

*Preventive care covered at 100%, basic care covered at 80% and major care covered at 50%

1. Enroll in your preferred dental insurance plan

Use our online tools to find a dental insurance plan that fits your needs and budget.

Tip: Check plan details for waiting periods, deductible, and annual limits and restrictions on pre-existing conditions.

2. Visit any participating dentist

Choose from our network of over 140,000 dentists nationwide.

3. Show your insurance card at the dentist

Show your insurance card at the dentist and, in most cases, they will process a claim on your behalf. Depending on the procedure, you may have a balance due.

We’ve got a plan for you. Let’s compare.

We want you to live life with a clean, healthy mouth—and both dental savings plans and dental insurance can help you do that. But it’s important to consider the differences between these plans and choose the one that best matches your needs. Let’s dive in.

Dental savings plans Dental savings plans
Dental insurance Dental insurance
Preventive care Routine check ups, Cleanings, and X-Rays
checkmark
checkmark
Basic procedures Fillings, Extractions, Emergency Care
checkmark
checkmark
Major procedures Root Canals, Crowns, Bridges, Dentures
checkmark
checkmark
No annual spending caps
checkmark
No waiting periods*
checkmark
No deductibles
checkmark
No exclusions for pre-existing conditions
checkmark
Switch plans easily
checkmark
*Waiting periods may be waived with prior dental insurance.

Find a dental plan that’s right for you.

We connect our customers to the best plans for better dental health in minutes.

Dental plans. Vacation plans.
Let’s talk about it all.
We’re here to answer your call.

Need a plan, a dentist, or just have questions? We’re here for all of it. Give us a call today.