Login
Affordable dental care with no waiting 2025
Need dental care now? PPO dental insurance plans typically have a waiting period for major dental procedures, while many dental savings plans and most dental HMO plans do not. Choose based on whether immediate treatment is needed. Compare plan types and find your perfect no-wait plan today.
Discover the best dental plans and dental insurance in your area today.
Which plan is right for you?
At DentalPlans.com, we offer PPO dental insurance and dental savings plans (also known as discount dental plans) with varying levels of coverage / savings, and out-of-pocket costs. We’ll help you find the savings solution that fits your unique needs and budget. Here’s what to know about the various dental plan options:
Types of dental plans
Dental Health Maintenance Organization
(Dental HMO)
Low premium payments, no annual spending limit, no waiting periods. You must use in-network dentists.
Dental Preferred Provider Organization
(Dental PPO)
Higher premiums than Dental HMO, does have waiting periods and an annual spending limit of $1,000-$1,500. You can choose in-network or out-of-network dentists/specialists (you’ll pay more for out-of-network).
Dental Savings Plans
(DSPs)
Insurance alternative that provides reduced rates on virtually all dental services and procedures with no annual limits. Low annual membership fee, quick activation, no health restrictions. These plans allow you to visit any participating dentist without a waiting period
Find a dental plan that’s right for you.
Answer a few quick questions to get the best dental insurance or dental savings plan recommendation in minutes.
Tips for purchasing dental insurance
Consider coverage levels, monthly costs, and required details when selecting a plan. Dental insurance typically offers ”100-80-50″ coverage, meaning the coverage levels vary depending on the type of dental treatment. The plan pays 100% of the cost of routine preventive care such as checkups and cleanings, 80% of the cost of basic services such as fillings or root canals, and 50% of the cost of a major dental procedure such as crowns and bridges, until you meet your spending limit (Dental PPO plans only).
- Dental insurance often will not pay to fix teeth that were missing before you purchased the policy, or work that was started prior to the policy going into effect.
- Check to see if the policy’s covered services are the ones that matter to you. Some dental insurance plans only include preventive care.
- Review the plan to see if there are limitations or exclusions that matter to you.
- Dental insurance typically does not pay for cosmetic dental services like overlays, teeth whitening, or dental implants. (Dental implants are considered a cosmetic procedure.)
Dental savings plans vs dental insurance?
Which can save you the most on your dental services ? Evaluate plans based on costs, benefits / savings, and included treatments. If you need fast access to reduced rates on your dental care, dental savings plans are a great option to consider.. Plan members report saving an average of 50%* on their dental care. Over 70% of U.S. dentists accept discount dental plans / dental savings plans.
*Discount Health Program consumer & provider surveys indicate average savings of 50%. Savings may vary by provider, location, and plan.
Let’s see what you can save.
Good things start here. See what our customers are smiling about.
4.5/5 on Trustpilot based on 13,845 reviews
Dental plans. Vacation plans.
Let’s talk about it all.
Search for a plan near you.
We’re here to answer your call.
Need a plan, a dentist, or just have questions? We’re here for all of it. Give us a call today.